Hiring a personal injury attorney can be a daunting process. There are many choices and aspects to consider. But, discovering which attorney is best for you and your personal injury case can be easier than you think. Our team has gathered 15 questions you should ask before hiring any attorney.
No matter the type of legal case, you want to be a priority for your attorney. As a personal injury victim, you do not want to have a distracted attorney who is busy handling a divorce or property line disputes. A way to prevent this is by finding an attorney who focuses their practice strictly on personal injury cases. Not only will this increase your chances of taking precedence, but it will also ensure that your attorney is familiar with the pre-suit process.
Communication is vital to a healthy attorney-client relationship. While email and letters can be effective, sometimes it is not enough. You deserve to know exactly what is going on with your case. Find an attorney who is willing to give you his or her cell phone number to ensure that you will have open communication about your case.
Some law firms have designated attorneys to speak with clients. However, this may not be the attorney who will take your case. They may give your case to a junior associate or even a different law firm. To prevent your case from being handed off to others who may be less experienced, ask this question before hiring the attorney.
Not all cases can be handled quickly and out of court. You want an attorney who is experienced in front of a jury and prepared to take your case to trial to obtain the compensation you deserve. Hiring an experienced trial attorney could make the difference in your recovery if your case has to be tried.
Most attorneys work on a contingency fee basis, meaning if they win your case, they get paid a percentage of the gross overall recovery that you are awarded in your case. You will want to make sure that percentage is reasonable. You should be aware of how the firm manages the expenses they advance on your behalf. Ask them about interest and overhead. These expenses can add up and be the difference of thousands of dollars in legal fees.
Again, you need to make sure your attorney dedicates the proper amount of time to your case. If an attorney handles several cases at one time, then they may not have enough time to devote to you. As previously mentioned, the amount of time an attorney gives to your case ultimately impacts the amount of recovery you receive. Plus, being one of several cases may foster a bad relationship between you and your attorney.
Some attorneys busy themselves with business management practices. You need an attorney who spends a great deal of time focused on trying cases. You should be confident in the amount of time your attorney spends working on cases and make sure your case receives the attention you deserve.
A lack of case updates is the number one complaint from clients to the State Bar. All attorneys have a duty to communicate with their clients. To understand what communication efforts to expect from your attorney, ask them this question. This will ultimately promote a healthy attorney-client relationship.
Cases can take anywhere from a few months to a few years. Due to all the factors that play a part, your attorney will not be able to give you an exact number. However, they should be able to give you a general estimate. It is always best to have similar expectations as your attorney when understanding the general timeline of your case.
In order to receive the maximum recovery, you will need to show your case in the best light. Having an attorney that knows your case’s challenges is key. This way, they know how to best present your case and prevent any shocking revelations while your case is being tried.
Make it easier on yourself in case this event occurs. Ask this question before hiring anyone so that you and your attorney are on the same page. Having to fire an attorney is already stressful. Knowing how to fire someone and the consequences can relieve some of the stress. Plus, it can prevent you from having to pay unexpected fees and expenses.
There are lawyers who want to settle no matter what. This can limit your overall recovery costs. However, trial lawyers have better results all around. This is often because insurance companies are aware that trial lawyers will fight for the maximum recovery. Having someone truly in your corner is much more beneficial than hiring someone who wants to make a quick buck.
Again, communication is key when it comes to your satisfaction with your attorney. Asking this question is a great way to know what to expect from your attorney. While they could be busy with another case or deposition, there should be a reasonable turnaround time for any questions you have.
This is a trick question to ask your attorney. Any attorney that guarantees a certain amount is misguided and needs to be avoided. It is against the law to guarantee any recovery amount. However, many attorneys may be able to give you an estimate of what they think the case is worth, which is much more reasonable.
This question will serve three purposes: determine expectations for your suit, ensure the attorney’s knowledge of the claims process and show the attorney’s amount of patience for your questions. You need to be comfortable with their reaction and response to this question before you hire that attorney.
We hope these questions provide you with the information and confidence you need to hire the right personal injury attorney. Remember, communication and the right expectations are key to having a successful experience. If you or a loved one needs a personal injury attorney in Georgia, contact Williams Elleby Howard & Easter at 833-LEGALGA to set up a free consultation with one of our experienced personal injury attorneys. We are committed to fighting for and protecting our clients.
For the fourth consecutive year, Around Acworth magazine has honored Williams Elleby Howard & Easter with a Reader’s Choice Award for Best Attorney.
“We’re excited, proud and humbled to receive an Around Acworth 2021 Readers’ Choice Award,” said Joel Williams, founder and partner at Williams Elleby Howard & Easter. “This award marks four years of recognition for our commitment to serving local Acworth clients. After the challenging year we have all faced, we are thankful to our clients for trusting us to handle their personal injury cases.”
The winners of the Around Acworth Readers’ Choice Awards are nominated in their respective categories and voted on by the community. This award celebrates entrepreneurial spirit and keeps readers’ focus on supporting local businesses.
“It is a privilege to fight for justice for our clients, especially during some of the most difficult times of their lives,” said Chase Elleby, partner at Williams Elleby Howard & Easter. “I’m proud of the accomplishments our team has achieved on behalf of our fellow Georgians over the past year, and we appreciate the opportunity to serve those in vulnerable positions following a personal injury.”
Attorneys Joel Williams and Chase Elleby are based in Kennesaw but they litigate catastrophic injury and wrongful death cases throughout the State of Georgia. For more information about the firm, visit www.gatrialattorney.com or follow the firm on Youtube, Facebook, Instagram, LinkedIn and Twitter.
The time following a car wreck can be scary and confusing. Unfortunately, insurance companies and their lawyers often take advantage of victims during this time of pain and suffering. A bit of insider knowledge can go a long way, which is why our team has gathered 30 secrets you should know after a car wreck that will help you maximize your recovery and ensure you are treated fairly throughout the entire process of filing your case.
Soon after a car wreck, insurance companies may contact you and agree to pay your medical bills up to a certain amount. They may even add additional compensation for “pain and suffering.” In most cases, we advise you to never accept this amount. Oftentimes, this offer is made too early and before you truly know the extent of your injuries. Do not sign anything or take any settlement offers until you have contacted an experienced attorney and understand the full amount of your bills.
At the scene of the accident, it is important to be careful with what you say and how you say it. Your words can be used against you at trial as an admission of fault by you. While at the scene, carefully listen to what the other parties involved say and make note, especially if the other parties involved admit fault to you or the police officers.
Additionally, when speaking with your medical providers and the emergency personnel on the scene, be mindful about what you say. If you are hurt, tell them! It is important to be honest with your medical providers and make it very clear about your injuries, so they take note of it in your medical records. These medical records are important and will be admissible at trial.
Whether it’s to the gym or a walk in the park, even the most innocent actions can be used against you. Investigators are hired to take photos and videos of you as evidence for the insurance companies. They will also search your social media accounts, so be careful about what you post about online as well.
Almost everyone has a cell phone on them at the time of an accident. Use your phone as a tool and make sure to take plenty of photos and videos of the damage to the vehicles, the roadway scene and your injuries. Additionally, take videos that include audio to record conversations. Audio and video recordings can help you win your case, especially if anyone says something that would be incriminating or shows that they are at fault.
If you are physically able at the time of the accident, gather any contact information from witnesses that observed the accident or stopped to help. At the very least collect their names and phone numbers. Independent witness statements and testimonies can make or break your case. Make sure you share this information with your attorney. These witnesses can help dispute any excuses made by the at fault party and help you win your case.
It is important to know how to properly document your injuries after an accident. Make sure to take pictures of any bruising, broken bones or anything out of place. If you are injured, go to the emergency room or an urgent care right away. After your initial medical treatment, follow up with your primary care physician or any specialists that are specific to your injury. Seeking medical treatment is important for your health and so your medical providers can accurately document the nature and extent of your injuries in the medical record.
This is extremely important, especially if you were the at fault driver. Additionally, if you were hit by an uninsured/underinsured driver, the insurance company must be notified within a certain number of days to get the coverage according to your automobile policy. However, it is critical that you contact your attorney before contacting your insurance company. While you may have a few days to find an attorney, you need to reach out as soon as possible to guarantee the insurance company will agree to pay your claim.
Most car accident attorneys work under a contingency fee basis and get paid a percentage of the gross recovery for you. Do not be tricked into paying 45-50% for a simple car wreck case! A good attorney will handle your lawsuit for a third of the gross recovery, if it settles without filing a lawsuit. If a lawsuit is filed, it may cost you more due to the increase in work and time involved. But, make sure to do your research before hiring an attorney: call around, ask around and find the best attorney for you.
In the state of Georgia, there is the “Collateral Source Rule” meaning the at-fault driver is not allowed to benefit from your foresight in obtaining medical coverage. Of course, not everyone has health insurance, but if you contact your attorney, they will be able to put you in contact with a medical provider who may treat you on a lien.
While you may need to give a recorded statement to your insurance company under your insurance contract, you are not required to give a recorded statement to the at-fault driver’s insurer. These adjustors may call you and ask what happened and try to record the conversation. You do not have be polite and agree to speak with them without hiring an attorney first. They will likely ask questions designed to hurt your case and their job is pay you as little money as possible, so be wary of answering any of their questions.
While online directories can be useful, it is important to do your own research. Usually, the lawyers paying the most money to be added to the directory are ranked the highest on the lists. It is better to browse through the lawyers’ websites, take advantage of their free consultations, and interview 2-3 law firms to make sure you find the right lawyer with the right experience for your case. Trust your gut and take the power into your own hands!
If you are not consistent with your medical treatment, you will devalue your case. Insurance companies will often offer you less compensation if you wait too long to go to the doctor or if you do not consistently attend all of your appointments. Insurance companies are searching for these gaps in your treatment in order to offer you less money. If your case goes to trial in Georgia, a judge will inform a jury that you have a duty to mitigate your damages. So, it is important to go to the doctor and seek the necessary treatment.
Many chiropractors, orthopedic doctors and neurologists are willing to treat you on a lien if you do not have access to health insurance. This means, in exchange for your agreement to pay them out of any settlement or recovery you get from the insurance companies, they will refrain from sending you any bills until you receive a recovery. It is important to go ahead and get the necessary medical treatment.
If you are issued a citation after a car wreck and you pay it, in the state of Georgia that action will be used against you as evidence in any underlying civil case. While you should always take responsibility for any personal wrongdoing, you need to be aware that paying a citation is considered a guilty plea. Oftentimes, you have options other than paying the citation – how you proceed can affect any underlying civil claims.
Facebook, Instagram, Twitter and even TikTok can influence the outcome of your case. Be careful what pictures you post and never post any information about your accident or your injuries. Even innocent things like a picture holding your small child or participating in a physical activity can be used against you and have an effect on your case. Additionally, make sure you are not tagged in any photos from friends or family members. However, if you have already posted something, please do not delete it. This could be considered destroying evidence.
As previously discussed, many attorneys are paid on a contingency fee basis. Attorneys advance expenses and costs that are necessary in order to maximize your ultimate recovery. Some law firms charge interest on these expenses.
As you search for the right lawyer for your case, ask ahead of time if you will be expected to pay interest on these advances. This could affect your net overall recovery and is important to understand ahead of time. At Williams Elleby Howard & Easter, we do not charge interest on these expenses for our clients. We simply charge dollar for dollar for the expenses we incur.
While your lawyer and his/her paralegal can order your medical records on your behalf, it is often more expensive for you. The medical facilities will charge the law firm more than they will charge an individual. If you work with your law firm to order the medical records yourself, you will often save money in the long run.
If you are dissatisfied with your lawyer’s service, call and sit down with your attorney and express your concerns. Oftentimes clients are able to work through issues and resolve any miscommunication or concerns. However, if you are still not satisfied with the efforts of your attorney, you have the right to fire them. Be aware: you may have to pay any expenses they have advanced on your behalf and additional fees.
This may sound unbelievable, but it is true! It is the lawyer’s job to use their experience and research to advise you on a reasonable settlement amount for your case. However, the decision to settle should be left up to you. When you are hiring a lawyer, make sure you are on the same page that you will make all final decisions about actual settlements and numbers for your case.
It is important to understand the content of your complaint because you may be cross examined about the allegations in your lawsuit later at a deposition or trial. In complaints there may be a lot of legal jargon and allegations, but they also include basic facts that you need to be familiar with. Your lawyer should assist you with understanding and verifying the information included in the complaint prior to filing.
Interrogatories are formal written questions that you must answer in writing under oath as part of the general discovery process. It is important to work with your lawyers to make sure your answers are true and accurate because you can be questioned about them later. If your testimony is inconsistent with your answers to interrogatory questions, your case may suffer. These questions may discuss anything from preexisting conditions to how the wreck happened, so make sure you take the time to answer these questions accurately.
While you may disagree with the ruling in your case, it is best to call your attorney and let them properly handle addressing any issues while following the appropriate rules and procedures. Your attorney should be intimately familiar with these rules, so let him or her handle the situation.
Many people are tempted to be dishonest about the details of their accident. Whether they lie about texting while driving or withhold information about preexisting conditions, the truth always comes out. Don’t let yourself be embarrassed when you are cross examined. Choose to be honest and your case will ultimately be better for it.
A deposition is an out of court testimony where lawyers and a court reporter is present for you to answer a series of questions under oath. Unlike a trial, there are no jury members or a judge present. Preparing for you deposition with your lawyer is one of the most important things you can do to help win you case. Depositions allow other lawyers to ask you a wider variety of questions than what they are allowed to ask while you are on the witness stand at trial. It is important to sit down with your lawyer beforehand to discuss potential questions to make sure you are prepared.
We believe it is important for clients to consider attending all the depositions in their case. It will help you understand the full picture and hear what others are saying about the facts and critical issues in your case. Additionally, it is our opinion that if your lawyer knows you will be watching and listening during depositions, they will be even more motivated to prepare and perform at their best.
Mediation is a formal settlement conference where a neutral third party (mediator) helps the two parties try and reach a formal settlement agreement. During these meetings, don’t forget that you have all the power! You have the ability to accept or reject any settlement offer that is made. While decisions should always be informed by the advice and guidance of your attorney, ultimately it is your decision to settle your case.
While the at-fault driver may have caused the wreck, your injuries may have been caused by a defective part or product within the vehicle itself. Sometimes seatbelts, airbags and tires fail because of negligence during the design or manufacturing process. If you are in a wreck and the injuries seem much worse than they should be, contact a products liability attorney, like Williams Elleby Howard & Easter, to find out if a defective product caused your injuries.
To have proper venue, you must file your lawsuit in the county where the at-fault driver resides. If you and the at-fault driver live in different states and your case is worth more than $75,000, your case will end up in federal court because that is where jurisdiction is proper. This is important to understand before filing your car accident case.
If you have to go to trial, your doctors, nurses and therapists will be the ones to prove your injuries with the most credibility. While you can testify about your own injuries, these medical professionals carry more credibility because they do not have a stake in the litigation. This gives you even more reason to follow your doctor’s orders and to be kind to them during your treatment because you will likely need them later at trial.
As of April 2021, you do not have to pay taxes on money that you receive for personal physical injuries, medical bills or pain and suffering. While there are certain types of damages you may have to pay taxes on (i.e. interest, punitive damages, lost wages, etc.), your lawyer should structure your case so you do not have to pay taxes for bodily injuries.
We hope these secrets help you proceed with confidence after an accident. Do not let yourself become a victim of insurance companies after a car wreck. If you or a loved one has been injured in a car accident in Georgia, contact Williams Elleby Howard & Easter at 833-LEGALGA to set up a free consultation with one of our experienced car accident attorneys. We are committed to fighting for our clients and protecting them from the manipulation of insurance companies after an injury.
The time following an accident that results in injury or death can be scary, isolating, traumatic and overwhelming. If the injury or death was caused by someone else’s negligence, you may consider getting legal help, which is why it’s important to know what to expect when hiring a personal injury attorney.
The client experience from injury through settlement or trial can be compared to a road with a standard mile markers and a few turns along the way. Though each case is unique, our team has developed a roadmap that outlines the typical steps a client can expect to take when seeking justice after a personal injury.
After you have been injured due to someone else’s negligence, always seek medical treatment first. Then, it’s important to consider taking legal action relatively quickly as you begin to receive medical treatment.
Start by researching attorneys and their specializations online. Look for personal injury attorneys local to your area, and read reviews and testimonials from former clients. If you are in the hospital or unable to research on your own, a loved one can help compile a list of potential attorneys and contact them on your behalf.
Trustworthy personal injury attorneys should offer a free consultation for new clients. Once you’ve narrowed down your list of lawyers, schedule a free consultation with a few of them – either in person or virtually. You can ask questions and get to know the attorney and his or her firm. Read our Q&A for tips on which questions to ask your potential attorney, and hire the person or team who you feel will keep your best interests in mind.
After making your decision to hire a personal injury attorney, he or she will begin gathering evidence from the accident. During this time, you may still be receiving medical treatment and working through the extent of your injuries.
Remember to keep documentation of your medical records and bills after your injury. As your attorney gathers evidence, medical records and bills become a key factor for the value of your case.
Next, a demand letter will be sent before a lawsuit is filed. This is a written demand to the at-fault driver or their insurance company. Georgia law requires the plaintiff to give the other side 30 days to consider the offer in the demand letter.
The Timeline of a Personal Injury Lawsuit
After the insurance company or at fault driver receives the demand letter, a plaintiff can initiate the lawsuit by filing a document known as the complaint. The complaint lays out your allegations in broad terms. It identifies each defendant and the damage claims you have against them. Once the defendants are formally notified of the claim, they have a set amount of time to file a formal response. This response must address each aspect of your claim and either admit or deny its accuracy.
This leads to the question, “will we settle?”
Remember to carefully consider whether to settle. Your attorney can help you navigate this decision.
Discovery
If you do not settle, a lawsuit will be initiated. The discovery process will take place first, which allows both sides to sift through and evaluate the evidence in the case.
Mediation
Next, mediation will occur. The plaintiff and defendant will attempt to settle the case without going to trial by way of mediation. Mediation is a form of alternative dispute resolution where a neutral third party facilitates an agreement between the parties. It is a shorter and cheaper way to settle a dispute than litigation, and can give the parties full control of the outcome. It requires both parties to compromise.
Settlement
From mediation will come another crossroads – to settle, or go to trial. If an agreement is reached during mediation, a disbursement of funds will take place. If neither party can agree to a compromise to settle the case, it will move forward to the trial phase.
Trial
Most personal injury cases do not go to trial, but in the case of an unfair settlement offer, taking a case to trial is often your best chance of obtaining the compensation you deserve.
During the trial, both sides will have a say in picking the jury. Each side will also put on evidence, including any witnesses who can help establish liability or prove the amount of damages. In the end, the judge or jury will make the determination on whether you will obtain a judgment.
Though the legal process can seem daunting, trustworthy personal injury attorneys like those at Williams Elleby Howard & Easter are committed to transparency and service to each client. You don’t have to face a lawsuit alone – we’ll help you get the compensation you deserve. To learn more, call 833-LEGALGA (833-534-2542) or contact us online to schedule a free consultation.
In Georgia, premises liability is a legal concept that holds owners and occupiers of land responsibile to those who enter their premises. These duties vary according to the relationship between the owner and the person entering the premises.
Exercising Ordinary Care
Business owners may be liable to their business invitees for failing to exercise “ordinary care” in keeping their premises and approaches safe. However, the owner or occupier’s duty to a social guest is to not “knowingly expose” the guest to “an unreasonable risk of harm.” The lowest duty of care is owed to trespassers, which is to not injure the trespasser willfully.
Examples of premises liability cases include:
slip and falls
inadequate security
defective stairs and railings
injuries from falling merchandise in stores
swimming pools which are not adequately fenced
exposure to dangerous chemicals
dog bites
defective ladders
slippery surfaces
Other hazards may exist when buildings are constructed in a manner that does not comply with applicable building codes.
How to Win a Premises Liability Lawsuit in Georgia
To be successful in a Georgia premises liability lawsuit, you generally must prove the following:
A dangerous condition existed on the property
The owner or occupier of the property had knowledge of the dangerous condition
The owner or occupier failed to remove or warn of the dangerous condition
The dangerous condition was the cause of your injury
Whether you have been injured in a public area such as a store, shopping mall, hotel, office building or apartment complex, Williams Elleby Howard & Easter can help you understand your rights and options under Georgia law. Contact us at 833-LEGALGA for your FREE consultation today
Most of the time, there is no dispute between an insurance company and its insured motorists on whether an accident occurred. However, a recent decision in the United States Court of Appeals for the 11th Circuit answered the question on whether a truck hitting two vehicles in succession was one or two accidents.
This is an important question for insurance purposes given the way insurance policy limits work. Typically, insurance companies are only required to cover the cost of an accident up to the limits prescribed by the policy. However, these policy limits are typically per accident. In other words, if striking two vehicles in succession qualifies as two accidents, the insurance company is potentially on the hook for twice as much money.
The case that answered this question in the 11th Circuit arose out of the Northern District of Georgia. The court decided Grange Mutual Casualty Company v. Terri Slaughter, et al. on May 1, 2020. This case is an appeal of a lawsuit filed in the Northern District of Georgia in 2016.
In October of 2015, a truck driver crossed over the center line of a highway in Georgia and struck two vehicles in quick succession. The facts of the case established that there was no corrective action taken after the first collision but prior to the second.
Grange Mutual was the insurer of the truck in question. In 2016, they filed a lawsuit in federal court in an effort to determine their obligations under the insurance policy. The primary question was whether or not the two collisions constituted one or two accidents under the language of the policy.
In its decision, the trial court held that the collisions only constituted one accident. This decision was made after the Georgia Supreme Court adopted the so-called “cause theory.” Under this theory, the court found that a single accident involves “continuous or repeated exposure to the same conditions resulting in bodily injury or property damage.”
The defendants in Grange v. Slaughter appealed the trial courts order. They argued that the terms of the insurance policy defined an accident differently. The defense pointed to language in the policy that suggested two collisions constituted two accidents, even if they only happened a second apart.
The court was not swayed and found the language of the policy was unclear, requiring the court to ultimately define the phrase “accident.” Additionally, the court pointed out that the policy mentioned that multiple vehicles could be involved in the same accident. The court reasoned that following the defendant’s definition of accident would conflict with this language.
Ultimately, the appellate court sided with the trial court. They agreed that the language of the insurance policy was unclear, requiring the court to define what constitutes an accident. The 11th Circuit also relied on the “cause theory” as prescribed by Georgia law. It found that because the truck driver did not regain control of the vehicle between the first and second collision, both crashes were part of one uninterrupted and extended cause.
It is important to note that this disagreement ultimately boiled down to the language of the insurance policy. The Georgia personal injury lawyers at Williams Elleby Howard & Easter will work tirelessly to ensure your insurer holds up their end of the deal following an accident. Contact us online to schedule a free consultation or call 833-LEGALGA (833-534-2542) to discuss your case right away.
Some personal injury claims are more difficult to prove than others. There is little dispute when an injury victim claims to have suffered a broken bone. Bone fractures are easily identified on an X-ray scan and, in some cases, are outwardly visible.
The same is not true for whiplash injuries. Whiplash is a soft tissue injury that commonly occurs in motor vehicle accidents. Because it can be challenging to prove the existence and extent of soft tissue injuries, many insurance companies will balk at paying out claims based on whiplash. With the right attorney and an aggressive approach, you could recover the compensation you deserve.
Whiplash can occur in any situation where a significant impact causes the head and neck to violently whip from one direction to another. According to the Mayo Clinic, these injuries are common in motor vehicle collisions due to the sudden impact of a crash.
The Johns Hopkins Clinic defines whiplash as an injury to the neck caused by the neck forcibly bending forward and back again in rapid succession. This movement can tear and strain the tendons, muscles, and ligaments in the neck and shoulders.
It is the status of whiplash as a soft tissue injury that makes it challenging to definitively diagnose the condition. While bone injuries show up on X-ray scans, the same is not true for soft tissue damage. That said, there are ways to show a jury that a whiplash injury not only exists, but also that it is severe.
The most important step in proving your whiplash injuries is to seek medical treatment right away. If you delay treatment for your injury, you could face claims from the insurance company that your injuries occurred under different circumstances or that they are not real at all. By seeking medical care, you can obtain the records you need to show a jury you suffer from whiplash.
While X-rays will not typically provide evidence of whiplash, other scans could. Your doctor might be able to document your condition using magnetic resonance imaging (MRI). This type of scan can create detailed images of soft tissues, which your doctor can use to highlight your injury.
A computed tomography (CT) scan could also highlight your soft tissue damage. These scans take a series of images of your body from different angles, making it possible to evaluate muscle, fat, and organs.
Your doctor can also testify as to your physical condition. Your medical records could reflect that you were experiencing stiffness, pain, and the lack of mobility in the neck. Together, this evidence could show a jury that your whiplash injuries are substantial.
Most of the time, an individual who suffers an injury in a vehicle accident will pursue a legal claim against the at-fault driver for compensation. If the at-fault driver has liability insurance, the policy typically requires them aid in the driver’s defense and protect them from any liability claims.
One unique exception to this general rule involves declaratory judgments. A declaratory judgment is a lawsuit filed by the insurer instead of the insured driver. In a declaratory judgment, the insurer may ask the court to determine whether or not the accident in question is covered under the policy. Insurance companies use these suits as a tool to determine whether they are obligated to pay out on a claim without risking allegations of bad faith from their insured driver. If the court finds the policy does not apply, the insurance company can refuse to defend their insured driver or shield them from liability claims.
In Georgia, the time frame an insurance company has to file a declaratory judgment action varies. If the insurer intends to file this action in state court, they must do so before they deny the underlying insurance claim. Once an insurance claim is denied, the Georgia Court of Appeals has held that there is no longer a “justiciable controversy” for the courts to decide.
Lawsuits in federal court are treated a little differently. Federal cases operate under federal law, which takes a broader view of the declaratory judgment process. Previously, federal courts have held that insurance companies may file declaratory judgment actions after they have denied a liability claim.
In some cases, an insured driver will file a lawsuit prior to the initiation of a declaratory judgment. This can happen after a suit is filed by one driver against the other. Typically, an insurance company that files a declaratory judgment action during ongoing litigation will seek to join the declaratory judgment action to the underlying lawsuit. In this lawsuit, the insurance company frequently seeks to stay the case until the completion of the declaratory judgment action. This allows the courts to decide the issue of coverage before the insurance company is forced to decide if they will defend their insured driver or not. Halting the underlying case also prevents the insured driver from hiring outside counsel and running up legal bills that could be the responsibility of the insurance company if they lose the declaratory judgment action.
No two personal injury cases are alike. What’s more, even cases with similar fact patterns can reach wildly different conclusions. Between two similarly situated plaintiffs, one could obtain a quick settlement while another could face years of litigation.
Despite these differences, there is a general timeline that applies to every personal injury lawsuit. Unless a case reaches a settlement, this timeline typically results in a trial by jury. The following steps outline the course most lawsuits will take in Georgia.
There are steps you must take before you can ever file a personal injury lawsuit. According to O.C.G.A. Section 9-11-67.1, a plaintiff may send a written demand to the at-fault driver or their insurance company prior to filing suit. The law requires the plaintiff to give the other side 30 days to consider the offer in the demand letter.
After the insurance company receives the demand letter, a plaintiff can initiate the lawsuit by filing a document known as the complaint. The complaint lays out your allegations in broad terms. It identifies each defendant and the damage claims you have against them.
Filing the complaint on its own is not enough to move a personal injury lawsuit forward. You must also perfect service against each of the defendants in the case. Once the defendants are formally notified of the claim, they have a set amount of time to file a formal response. This response must address each aspect of your claim and either admit or deny its accuracy. If the defendant fails to answer, the court may enter a default judgment against them.
Often, a defendant will file a series of motions before entering their answer. If there is a fatal error or other problem with the complaint, a court could dismiss the case based on these motions.
The discovery phase allows both sides to sift through and evaluate the evidence in the case. Through the use of written questions and depositions, both parties can identify the evidence the other side intends to use at trial. This prevents any unfair surprises at trial.
The truth about personal injury cases is that they rarely go to trial. An analysis by the Justice Department of tort cases in federal court found that approximately 2% of all lawsuits ultimately went to trial.
That said, taking a case to trial is often your best chance of obtaining the compensation you deserve. In some cases, the other side will simply not be willing to make a fair settlement offer. In other cases, the defense might not have the assets necessary to settle your claim.
During the trial, both sides will have a say in picking the jury. Each side will also put on evidence, including any witnesses who can help establish liability or prove the amount of damages. In the end, the judge or jury will make the determination on whether or not you will obtain a judgment.